What are the requirements to qualify?

Created by Cyril S, Modified on Fri, Dec 12, 2025 at 8:53 AM by Jamin Bay

Each lender has their own set requirements to qualify for a personal loan. But what they typically look for are borrowers who are 18 or older, U.S. citizens or permanent residents with a valid Social Security number, have a steady income, and those who have a good credit history.

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